If you’re in need of cash in a pinch, you’d better hope that your bank has an ATM located nearby. For the 10th consecutive year, the fees charged by banks for usage of ATMs by non-customers has risen to a record average of $4.57. That number is actually the combination of two separate fees: one charged by ATM owners for non-customers and another by the account holder’s bank for withdrawing out-of-network. In 1998 the combination of these charges amounted to Continue reading →